Best cell phone plans

Getting one of the best cell phone plans is no longer as simple a task as it used to be a few years ago. Apart from the 'Big Three' carriers, there are numerous alternative service providers available out there having dozens of prepaid offerings. Ultimately, this is beneficial for you as the consumer, since you now have the choice to personalize the plan you want by selecting the right amount of talk time minutes, text, and data allotment. Whether you want something from a Mobile Virtual Network Operator (MVNO) like Mint Mobile or a traditional carrier such as Verizon, we've got the finest picks for you to take a look at.

At a glance


Best overall

visible website on phone

(Image credit: Rajat Sharma / Android Central)
Best overall

Reasons to buy

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Huge Verizon network infrastructure
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Ultra-Wideband 5G connectivity
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Unlimited premium data
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Taxes and fees included

Reasons to avoid

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No physical presence
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Doesn't offer multi-line discounts

Visible is a prepaid carrier owned and operated by Verizon that lets you pick from three plans, all having unlimited data. The base plan (Visible) is quite a bargain at just $25 per month, and although it'll be a great option for many, it's the carrier's mid-level offering (Visible Plus) that's now arguably one of the best values in the market as far as Verizon's network is concerned. Priced at $35 per month, it offers unthrottled access to the carrier's 'Ultra-Wideband' 5G network. If you're looking to make the most of a new phone, Visible Plus offers plenty of performance, even in dense areas. You can also pay upfront for a full year to save even more cash.

Visible Plus delivers higher speeds on average than the basic Visible plan, thanks to it having unlimited premium data. It also includes unlimited hotspot data at a speed of 10Mbps, which should be more than enough for everything from casual browsing to even some video streaming every now and then. Other features are one day (per month) of 'Global Pass' roaming add-on service, unlimited talk, text, and data while roaming in Mexico & Canada, and more.

Then there's the recently introduced top-tier plan (Visible Plus Pro), which costs $45 per month. It includes all the perks of the mid-level plan, while increasing the unlimited hotspot data speed to 15Mbps. In addition, you get video streaming at up to 2160p (4K) resolution, two days (per month) of 'Global Pass' roaming add-on service, and smartwatch service (compatible with Apple Watch and some of the best Android smartwatches) thrown into the mix.

Even though Visible offers some Mexico & Canada usage with all three plans, the highest plan also includes calling to over 85 countries and texting to more than 200 countries. All of Visible's prices are inclusive of taxes and fees. There are also a lot of frequent discounts available, and you can pay for an entire year of service to save even more cash.

Best MVNO plan

Mint Mobile review

(Image credit: Samuel Contreras / Android Central)
Best MVNO plan

Reasons to buy

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Excellent T-Mobile network infrastructure
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Great phone compatibility
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Multi-month savings
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20GB of dedicated hotspot data included

Reasons to avoid

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Must buy at least three months of service
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No multi-line discounts

Hands down one of the best MVNO carriers out there, Mint Mobile is now owned by T-Mobile and uses its network infrastructure exclusively. There are four plans—with 5GB, 15GB, 20GB, and unlimited high-speed data—to choose from. All these plans come with unlimited talk and text in the United States, in addition to free calls to Mexico, Canada, and the UK. Of course, you also get full 5G access as well as hotspot usage with all the plans, with the top-tier option now offering 20GB of dedicated hotspot data.

Perhaps one of the most unique features of Mint Mobile is that it lets you save up cash by offering service in chunks of three, six, or 12 months. You do have to pay upfront for the desired duration but the more you buy, the more you save. Best of all, if you're unsure if the carrier will be a good fit for you, you can easily switch as there are no contracts here. You can even sign up for a free one-week trial to see if you like the service or not.

Since Mint Mobile uses T-Mobile's network, most of the best Android phones will work on it without any issues. Also, 'Mint Family' lets you effortlessly manage the family members (up to four) on any of the carrier's feature-laden plans, while also allowing for easier plan payments.

Note: As part of a limited-time promotion, new customers can get Mint Mobile Unlimited at a reduced price of just $15 per month.

Best budget plan

Tello Mobile 1GB plan in phone web browser

(Image credit: Samuel Contreras)
Best budget plan

Reasons to buy

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Great coverage with T-Mobile network
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All plans are fully customizable
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Free calls to more than 60 countries
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Extremely affordable pricing

Reasons to avoid

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Phone selection via carrier is a bit limited
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Taxes and fees are additional

Tello is a prepaid carrier that operates on T-Mobile's network. While it formerly used Sprint, current activations are on the new network with improved coverage and much better speeds. This also means that you get improved access to 5G all across the country. All plans can be extensively tailored to include as much (or as little) amount of data and talk time minutes as you want, using the carrier's 'Build Your Own Plan' tool. It's worth mentioning that unlimited texts are bundled with all the plans.

The 'Economy' plan is one of Tello's ready-made offerings, having 2GB of high-speed data and unlimited minutes at a mere $10 per month. Of course, like any Tello plan, you can customize it with the data allotment and talk time minutes of your liking. Tello allows for hassle-free upgrades or downgrades at any time so if you aren't happy with the initial setup, you can easily change it. You can get up to 50GB of high-speed data if you need it, and the pricing is very competitive. There is also hotspot usage (shared with the plan's data allotment) included with all the plans, with the top-of-the-line 'Data' plan giving you 10GB of dedicated data.

Unfortunately, Tello doesn't offer much support for international roaming, which means you'll have to find another option if you're a frequent traveler. That said, the carrier does have free international calls to more than 60 countries including Mexico, Canada, and India. If you're looking for an affordable yet reliable offering, Tello is one of the best options you can consider.

Best premium plan

Verizon logo with AC mascot

4. Verizon Unlimited Ultimate

Best premium plan

Reasons to buy

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Access to the full Verizon 5G network
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200GB of high-speed hotspot data
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Good multi-line discounts
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Up to 4K video streaming on the top plan

Reasons to avoid

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Comparatively pricey for one line
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Additional perks cost extra

An unlimited plan with Verizon is never a bad idea, especially when you consider the carrier's huge 4G LTE network and ever improving 5G infrastructure. Verizon has a great selection of unlimited plans for you to pick from, but we recommend going for the 'Unlimited Ultimate' plan if you don't really care about the price tag. It'll cost you $90 per month (before taxes and fees, and autopay discounts) for a single line, and you can also opt to get one of the many add-ons such as Netflix (with ads), Apple Music Family, or even 100GB of extra mobile hotspot data, starting at $10 per month.

It goes without saying that Unlimited Ultimate gives you full access to Verizon's high-speed Ultra-Wideband 5G network, as well as unlimited premium data, 200GB of high-speed mobile hotspot data, and even international talk, text, and data while traveling in more than 210 countries around the world.

Although the single-line pricing is quite high, you can get some great discounts if you sign up for multiple lines. The top-plan also includes video streaming at up to 4K (2160p) resolution, phone upgrades, and a lot more. Device compatibility is also quite good, with modern-day flagships like the Samsung Galaxy S25 Ultra fully supported on the network.

Best for travelers

Google Fi Sim on map

(Image credit: Samuel Contreras / Android Central)

5. Google Fi Unlimited Premium

Best for travelers

Reasons to buy

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Free roaming in more than 200 countries
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Reliable T-Mobile nationwide 5G network
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100GB free cloud storage via Google One
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50GB of high-speed mobile hotspot data

Reasons to avoid

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Video streaming limited to SD (480p) resolution
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Taxes and fees aren't included

Google Fi Wireless has sort of become the default carrier for most of the Android enthusiasts, thanks to its best-in-class support for Google's Pixel lineup of phones and some of the finest international perks available. While the carrier originally supported only a handful of smartphones, compatibility has improved to include nearly all of the best T-Mobile phones without any issues.

The revamped 'Unlimited Premium' plan offers you unlimited calls, texts, as well as 100GB of high-speed data. It also has 50GB of high-speed mobile hotspot data, connectivity with selected smartwatches, and video streaming at 480p (SD) resolution. You also get 100GB of cloud storage (via Google One), and six months of YouTube Premium at no extra cost. This plan costs $65 per month for a single line, before taxes and fees.

Arguably the most impressive feature of Google Fi Wireless is the ability to call, text, and use data when you're abroad. You do get calls, texts, and data within the United States, Canada, and Mexico, but it's even available when you're traveling outside of these countries. The top-tier plan offers free calls to over 50 countries, as well as 50GB of high-speed data in more than 200 countries. Spam blocking and family controls for calls and other content are also included, and Google Fi Wireless offers multi-line discounts for up to six lines.

Best family plan

cricket wireless website on phone

(Image credit: Rajat Sharma / Android Central)

6. Cricket Supreme Unlimited

Best family plan

Reasons to buy

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Reliable AT&T nationwide 5G network infrastructure
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50GB of mobile hotspot data
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Multi-line discounts
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Ad-supported Max and 150GB of cloud storage

Reasons to avoid

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Video streaming limited to SD (480p) resolution
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Hotspot use not included with lower plans

Owned by AT&T, Cricket Wireless offers one of the best ways to get solid coverage on the carrier's nationwide 5G network without going for an expensive postpaid plan. Cricket Wireless has also removed the speed restrictions that were in place earlier and has recently revamped all its plans to make them even more exciting than before. The top plan (Supreme Unlimited) now offers unlimited high-speed data, usage in Mexico and Canada, as well as unlimited texting from the United States to more than 200 countries around the globe. The plan has a monthly cost of $55 (inclusive of all taxes and fees, and autopay discounts), which is quite good for what's offered.

Besides unlimited calling, texting, and data, Cricket Wireless also throws in many extra goodies with its highest plan, including ad-supported HBO Max, and 150GB of cloud storage. You also get 50GB of dedicated mobile hotspot data use, which should be more than enough if you need to get some work done while on the move. This plan comes with spam call blocking, as well as usage in Mexico and Canada.

As good as this unlimited plan is, the other plans also offer quite a bit of goodies. The base plans are a bit lacking, but other plans (Smart Unlimited) offer benefits like 100GB of cloud storage and 15GB of dedicated hotspot data.

Best for students

Ultra Mobile SIM and app

(Image credit: Samuel Contreras)
Best for students

Reasons to buy

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Incredible T-Mobile network with full 5G access
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Save more by paying upfront for multiple months
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International calling and roaming credit with all plans
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Great phone compatibility

Reasons to avoid

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Taxes and fees are additional
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Basic talk & text plan isn't available monthly

As a student, it's important to keep tabs on your expenses, and that includes the phone service as well. Thankfully, there are quite a few wireless carriers that offer a wide range of affordable yet feature-laden plans, with Ultra Mobile being one of the best in the business. An MVNO (Mobile Virtual Network Operator) utilizing T-Mobile's network infrastructure, Ultra Mobile lets you pick from six prepaid plans, with the cheapest costing just $19 per month before taxes and fees. However, it's worth mentioning that if you pay for multiple months of service upfront, you can save quite a lot. There's also a basic talk and text plan, but it isn't available as a monthly option.

Although the base plan is good, we recommend going for the 8GB plan if you're a student. Having a regular price of $24 per month, this plan will cost you a mere $17 per month (before taxes and fees, and any promotional discounts) if you sign up for a full year of service. For that price, you get 8GB of high-speed data on T-Mobile's excellent network, unlimited talk and text, as well as unlimited calls to more than 90 international destinations. You also get Mexico and Canada usage, Wi-Fi calling, and mobile hotspot functionality. Ultra Mobile also offers $1.50 of international calling credit each month and a one-time $5 international roaming credit with this plan, making the 8GB plan ideal if you're an overseas student.

If this isn't enough, you can go for one of the higher plans, with the top-tier pick having unlimited high-speed data, 25GB of dedicated mobile hotspot data, and lots of other bonuses. This plan has a regular price of $59 per month (before taxes and fees), but it can be yours for $41 per month (before promotional discounts) if you sign up for an entire year of service in advance.

How to choose

To be honest, the best cell phone plan really doesn't exist. Still, if you're looking for one, we suggest starting by picking a carrier based on your individual needs. Do you love gaming or streaming on your device, or just want something for talk and text? Do you have friends and family overseas that you need to frequently stay in touch with? Asking yourself all these questions could help a lot when it comes to finding the right plan. Other factors come into play too, with a few of them being mentioned below.

How much data do you need?

Although we don't want to risk running out of data, most of us don't need much more than 5GB. You can get an idea of how much data you use by looking at your previous phone bills, or just by keeping track of the data usage section in your phone's network settings. Furthermore, you could also take steps to reduce your data usage, such as connecting to Wi-Fi whenever it's possible.

If you find yourself using more than 10GB of data, you might actually save some cash by getting an unlimited plan. Many affordable unlimited plans are usually structured to deprioritize data usage when network traffic is high. This is due to a lack of premium data which aims to keep you connected at top speeds, as long as you haven't used too much data.

Deprioritization looks as if your network speeds get reduced for a short period of time before the network gets back to full power. This isn't ideal for someone who relies on their phone for on-demand high-speed data access. However, if you just browse some social media or exchange messages with friends and family, you'll likely never even notice a change.

Do you need a new phone?

The next thing to consider is your phone. If you just bought a new one and want to keep using it for a few years, you'll want to make sure it works as well on the new network as it did on the previous one. While phones can be unlocked to use on other carriers once they're paid off, you might not get optimal performance on a different set of towers. This is also true for phones purchased in other markets such as Europe or India. Also, even if your phone supports all the right bands, you still might run into activation issues.

If you are ready for a new phone and can pay the full cost, you can buy one of the best Android phones unlocked and bring it with you. However, if you want to pay for it monthly, you have to plan ahead a bit more. You can just buy an unlocked phone with payments directly from the manufacturer, such as Samsung, but other options exist as well. For example, some credit cards will let you spread out payments interest-free too.

Finally, you can buy a phone from the carrier you wish to switch to, but keep in mind that you're on the hook for the full amount if you're paying monthly for it. If you lose or break the phone, you'll have to finish paying for it. If you are signing up in a carrier store and the salesperson suggests a bundle, be sure to get an itemized invoice with payment durations for each item, so you know exactly what you're paying for.

If you already have a phone and you know it's unlocked, make sure to check with customer support or use a BYOD (Bring Your Own Device) compatibility checker on the carrier's website. If you're taking a bit of a risk with this, familiarize yourself with each carrier's return policy as well.

Do you need hotspot data?

Nearly all smartphones are capable of sharing their mobile data connection as a Wi-Fi hotspot. This feature is great for getting other devices such as a tablet or a Chromebook online. Hotspots can work in one of two ways, with the first sharing your standard mobile data with other devices. This is nice because you don't have to worry about managing a second data pool, but it will eat into the data you need for phone usage. This is common on the cheapest data plans such as Mint Mobile's 5GB, 15GB, or 20GB plans.

The second way is with dedicated hotspot data. Most unlimited plans utilize this approach with unlimited data on your phone, and a smaller amount for devices that are connected through the hotspot. Verizon, for example, offers 200GB of high-speed hotspot data with its Unlimited Ultimate plan. Some carriers offer unlimited hotspot data usage with speed restrictions. Visible, for instance, offers unlimited hotspot data at a maximum speed of 10Mbps on its mid-level plan.

Do you need international features?

The last thing to consider with your phone plan is international features. While many postpaid offerings include talk and text to some countries, you may need to pay by the minute to call internationally in some cases. If you need to call another country frequently, check to make sure it's included or at least affordable to call to.

If you have to travel to another country, things are a bit more limited. Google Fi Wireless is a shining example of international roaming support, with more than 200 countries included at no extra charge. Some other carriers such as Cricket Wireless offer service in Mexico and Canada, while others (e.g., T-Mobile) come with at least some international roaming data, although it may be slower than what you have back home.

Pick the cell phone plan that fits your needs

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As you've seen above, there's a lot to keep in mind when you're on the hunt for the perfect plan for your new phone, but if you stay focused on the aspects that are most important to you, there should be plenty of options. It's not possible to eliminate all extra stuff included with your phone plan, and you'll likely buy more data than you need, but running out of it is a lot more hassle. For most people, we recommend the Visible Plus plan, since it offers outstanding Verizon coverage with premium carrier perks such as unlimited hotspot usage and international benefits, at MVNO prices. You can also take a look at Tello's Economy plan, which includes 2GB of data, unlimited talk and text, as well as shared mobile hotspot at a price that's just incredible.

All said, the plans listed here will cover everyone's needs pretty well and should help everyone get the most out of their device(s).

Rajat Sharma
Contributor

When Rajat got his first Personal Computer—a Pentium III machine with 128MB of RAM and a 56kbps dial-up modem—back in 2001, he had little idea it would mark the beginning of a lifelong love affair with gadgets. That fascination, combined with a penchant for writing and editing, ultimately led to him becoming a technology journalist. Some of his other interests include Photography, Hand Lettering, and Digital Typography. Rajat is also somewhat obsessed with wrist-worn timepieces and appreciates a Casio just as much as a Jaeger-LeCoultre.

With contributions from