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Best answer: There is no official minimum credit score in order to be approved for the Citi Double Cash Card, but many recommend a credit score of at least 700 to be safe.
- More card details: Citi® Double Cash Credit Card
The Citi® Double Cash Card is a great cash back credit card that earns you cash back not once, but twice. Cardholders earn 1% on every purchase they make and then another 1% when they pay down the card balance. It's the only card on the market with this feature and makes it a fantastic option for those who want to pay off their card every month.
If you're interested in applying for the Citi® Double Cash Card you might be wondering what kind of credit score you need to get approved. While there is no official minimum credit score that Citi puts out, many recommend a credit score of at least 700 to be safe.
That said, we have seen reports of people getting approved with credit scores as low as 640. This is because, as important as your credit score is, it is not the only factor when approving you for new credit. Other things are taken into account as well such as your income, debt, payment history, and more. So, while a score of 700 seems to be a good indicator that you'll be approved, you might still be in luck with a lower score if you are strong in those other areas.
The Citi® Double Cash Card, in addition to its stellar cash back rewards, also offers perks and benefits to cardholders. Members receive access to Citi Entertainment, which offers exclusive tickets to sports, concerts, and other events. The card also comes with Credit Card Protection and Purchase Protection. If you'd like to learn more about this card, here's everything you need to know.
Double the fun
Earn cash back twice. Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time. Balance Transfer Offer: 0% intro APR on Balance Transfers for 18 months when completed within four months of approval. After that, the variable APR will be 13.99% - 23.99%, based on your creditworthiness. Balance Transfers do not earn cash back. If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month. There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater. The standard variable APR for Citi Flex Plan is 13.99% - 23.99% based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
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