Do flagship Android phones have too much RAM?

In 2020, smartphone specs are better than they've ever been. Displays with 90 and 120Hz refresh rates are becoming more common, Qualcomm's Snapdragon 865 is an absolute beast of a chipset, 5G is much more accessible, and camera technology continues to improve.
Just about every component of your phone tends to get better with each new year, including the amount of RAM that manufacturers decide to use. 4GB of RAM was seen as a lot just a couple of years ago, but we now live in a world where phones with 8, 12, and even 16GB of RAM are a reality.
Those numbers are impressive on paper, but do they serve any real purpose beyond bragging rights? Some of our AC forum members recently got to talking about this, saying:
I think for now it's just for bragging rights. 12GB is still a bit overkill today as it is.
Mooncatt
When you have more than enough RAM already you won't see a difference as far as lag. The only difference you'll see is how many apps more RAM can keep running in the background.
Mike Dee
Heck, 6 gigs is still getting the job done nicely.
BergerKing
What say you? Do flagship Android phones have too much RAM?
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Joe Maring was a Senior Editor for Android Central between 2017 and 2021. You can reach him on Twitter at @JoeMaring1.