Security is important.  We carry a crapload of information in our phones, and with the world of NFC payments slowly becoming a reality, we'll be keeping even more in our pocket and in the cloud.  As we saw earlier today late yesterday, keeping things like PIN codes safe is tough with so many eyes out there trying to find a way around it.  Nobody should have been surprised, nothing is 100 percent secure.  

That's why it's always a good idea to use more than one way to stay safer.  You have secure tokens and password encrypted information on you phone, but keeping people from even getting that far is easy to do with a secure lockscreen.  Android is like Unix, and when someone gets to your homescreen, they're essentially logged in as you.  They can start any application that you can, and start any service.  If you're rooted it's even worse, they can grant super user privileges to anything.

On the other hand, having to unlock your phone every time you get an IM or e-mail gets old fast.  For someone who has never lost a phone, the idea of skipping secure methods seems sensible.  We're not going to argue, your logic is sound (even if others think differently) and it's your device to use the way that makes you happy.  But we're curious.  Answer the poll and let us know!

Thanks, Icebike!