What's an ETF? An early termination fee is something you agree to, albeit grudgingly, when you sign a contract with a carrier. In return for, say, Verizon, selling you a phone for $199 instead of the "full" $499 off-contract price, you agree that you'll stay with that carrier for a given amount of time. In the U.S., that's usually two years. (In Canada, it could be an excruciating three years.)...
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